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Chase Freedom cardholders - bonus December 5% category: Paypal

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I received this email today:

You'll earn 5% cash back from 10/1/25 to 12/31/25 in this quarter's categories, including our December bonus category: PayPal from 12/1/25 - 12/31/25 on up to $1,500 in total combined purchases.*

http://www.chase.com
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Created 11-19-2025 at 11:11 AM by earthdogmonster
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Joined Jul 2008
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c2nah777
11-19-2025 at 12:19 PM.
11-19-2025 at 12:19 PM.
Got it. Repped.
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Joined Aug 2007
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SimMike777
11-19-2025 at 12:26 PM.
11-19-2025 at 12:26 PM.
Chase used to be real reliable with these deals. Even though I activate the coupon on either Freedom or Prime card, the points or cashback never show.
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Joined Jan 2015
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11-19-2025 at 06:04 PM.
Joined Mar 2005
Crazy Hip Guy
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jrlcopy
11-19-2025 at 07:15 PM.
11-19-2025 at 07:15 PM.
Is this specifically the Chase Freedom? Not the Freedom Unlimited?
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Joined Jun 2012
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samwathegreat
11-22-2025 at 08:25 AM.
11-22-2025 at 08:25 AM.
Quote from jrlcopy :
Is this specifically the Chase Freedom? Not the Freedom Unlimited?
Yes..
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Joined Oct 2007
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ez1
11-22-2025 at 08:32 AM.

Our community has rated this post as helpful. If you agree, why not thank ez1

11-22-2025 at 08:32 AM.
Worth noting, Chase does not work with PayPal's pay later option. If you're waiting to use it with that, don't.
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Joined Sep 2006
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addtd2sd
11-22-2025 at 08:36 AM.
11-22-2025 at 08:36 AM.
pretty sure this used to be for the whole quarter.
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hindolam
11-22-2025 at 10:11 AM.
11-22-2025 at 10:11 AM.
Quote from addtd2sd :
pretty sure this used to be for the whole quarter.
They added an additional category this year which is in addition to the ones for the quarter. This applies to the last month of the quarter only. Chase wants to keep us on our toes.
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fyreboltx
11-22-2025 at 01:09 PM.
11-22-2025 at 01:09 PM.
Quote from addtd2sd :
pretty sure this used to be for the whole quarter.
I've had my Chase Freedom forever and I remember at least for the last 5-6 years, there was at least 1 full quarter with PayPal. I remember this because I make a lot of purchases on eBay and use PayPal for the extra 5% CB. This is the first time I've seen it only for 1 month vs the entire quarter.
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Last edited by fyreboltx November 23, 2025 at 12:00 PM.
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doboy007
11-23-2025 at 01:52 PM.
11-23-2025 at 01:52 PM.
Quote from ez1 :
Worth noting, Chase does not work with PayPal's pay later option. If you're waiting to use it with that, don't.
Yeah, I just found out since my "application" was denied trying to link Chase cards
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HonestMammoth473
11-25-2025 at 07:31 PM.
11-25-2025 at 07:31 PM.
Quote from fyreboltx :
I've had my Chase Freedom forever and I remember at least for the last 5-6 years, there was at least 1 full quarter with PayPal. I remember this because I make a lot of purchases on eBay and use PayPal for the extra 5% CB. This is the first time I've seen it only for 1 month vs the entire quarter.
Yeah, it sucks. A lot of banks are nerfing their cards. It's also likely to get worse now that Visa/MC have finalized the proposed settlement agreement with merchants regarding fees, etc. They are going to allow merchants to accept/reject cards based on category (commercial, premium consumer and standard consumer). It looks like most or all of the reward cards are "premium" and will carry a higher interchange rate. I think that makes it likely, at the very least, that many small businesses will stop accepting them or impose the additional surcharges (up to 3%) that the agreement provides for. Beyond that, who knows. I don't think it bodes well for the consumer though.
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Last edited by HonestMammoth473 November 25, 2025 at 07:34 PM.
Joined Mar 2006
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rtool
11-25-2025 at 07:34 PM.
11-25-2025 at 07:34 PM.
More than offsets service fees for IRS payments.
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