forum threadPhillipJR posted Nov 29, 2025 06:46 AM
forum threadPhillipJR posted Nov 29, 2025 06:46 AM
Discover Credit Card 0.00% APR for 12 Months Via Online Chat Session For Current Card Holders
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I saw my 0% was ending soon, so I asked my wife which has a separate account to ask them to see if they would give her 0% APR for 12 months and she asked them if they had any APR offers and they came back and gave her 12 months of 0% APR but explained it would start in 24 hours to take effect on new purchaes only.
Thought I would share, I should have thought about this a couple of days before black Friday but hopefully enough time for others to apply for before Cyber Monday!
Good luck and report back your offers!
Thought I would share, I should have thought about this a couple of days before black Friday but hopefully enough time for others to apply for before Cyber Monday!
Good luck and report back your offers!
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Community Notes
About the Poster
I saw my 0% was ending soon, so I asked my wife which has a separate account to ask them to see if they would give her 0% APR for 12 months and she asked them if they had any APR offers and they came back and gave her 12 months of 0% APR but explained it would start in 24 hours to take effect on new purchaes only.
Thought I would share, I should have thought about this a couple of days before black Friday but hopefully enough time for others to apply for before Cyber Monday!
Good luck and report back your offers!
Thought I would share, I should have thought about this a couple of days before black Friday but hopefully enough time for others to apply for before Cyber Monday!
Good luck and report back your offers!
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5 Comments
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I absolutely understand wanting a lower interest rate for your purchases. I do apologize; we no longer process requests for purchase APR reductions.
There may be promotional interest rate offers that are sent to you from time to time that I would encourage you to keep an eye out for those on discover.com/myoffersl.
In the meantime, there are methods you can use to reduce the average daily balance charged each month for interest specifically; would you like to learn more about those?
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